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Final Expense Sales

You should be selling final expense

Why the heck aren’t you selling final expense insurance?

If you’re a talented sales person, you will find the final expense market one of the easiest to sell to. You’ll also find out that it’s probably the most service oriented sale in America. There are a lot of pro’s and cons in our industry. One thing for sure is it’s not difficult to learn how to sell final expense. The field underwriting is different from other insurance products but is easy to learn. As far as insurance industries, it’s...

what you need to know about final expense telemarketing leads

Final Expense Telemarketing Leads – What You Need To Know!

This article goes over some very important info on final expense telemarketing leads 1. What is a TM lead? 2. Why telemarketing leads are great for FE sales 3. Illegal TM Leads BEWARE 4. Where to work them 5. Different types of TM leads 6. Why they vary in price 7. The return on investment ratio 8. Working TM's as a primary lead 9. How to effectively work them 10. What is the best quality TM lead? 11. Where to get final expense telemarketing leads What are final expense telemarketing leads? Final expense...

Is your final expense insurance sales manager stealing from you?

Final Expense Insurance Sales – Is Your Up Line Picking Your Pocket?

Doing final expense insurance sales with an MLM will likely be a waste of time and money The last thing you need, is to be recruited, only to realize later that you're basically paying to work. Unfortunately, this can be the case if your commission level isn't at a normal or reasonably fair percentage. It can also be the case if your recruiting other agents while you have no idea what you're doing. You see, some insurance marketing organizations will cover...

Final Expense Insurance Companies That Claim To Offer Up To 140% Commission

Sell life insurance but run from MLM’s that claim you can earn 140%

Sell life insurance with the right IMO As most of you know, there are several insurance marketing organizations that will lie and manipulate you into signing up with them. One of the newest ones recruits agents to sell life insurance products, and is claiming that you can earn up to 140%. They use multi level marketing tactics to offer the dream of being wealthy and advertise on LinkedIn regularly.  You may have noticed their ads and posts spouting out inflated statistics...

Different types of life insurance

Already selling medicare? Cross-selling final expense is easy!

What is the first thing I should look for in any final expense program? There are a lot of insurance agencies with a final expense program, who just don’t seem to pay their agents very well. Most of these same agencies don’t even offer first day vesting. This means, if the agent doesn’t stick around for the first couple of years, they lose all of their renewals. Sounds more like a hostage scenario, than an insurance sales position if you ask...

Cross selling medicare from final expense

Pivoting to Final Expense from Medicare

Does it make sense for you to become a final expense sales agent or to add FE products to my portfolio? Many health and medicare insurance agents are struggling. They are being pushed out of business due to the changes that are going on today with The Affordable Healthcare Act. Unfortunately, the insurance carriers have had to adapt to this new marketplace. Health insurance agents are not needed the way they were a few years ago. The medicare sales market is another...

Final expense sales success or failure rates

Final Expense Agent Failure to Success

How hard is it, to become a successful final expense agent? Most agents that are recruited into our industry often end up failing out. The reason may not be what you think. A lot of insurance agents are recruited by marketers that are selling an idea, and use multi level marketing as the attraction. By teasing the prospect, aka the unlicensed agent, with a carrot attached to a string, it's easy to draw an almost impossible map to success. These MLM...

direct mail final expense leads

Working Direct Mail Final Expense Leads on A Tight Budget

Your best bet is to work direct mail final expense leads Let's begin this article with 2 important statements. First off, your best chances to be successful in our industry is to get on direct mail final expense leads, as soon as possible. Second, direct mail leads are very expensive. I'm going to make one more statement. You may not like this but if you take it as "fact" and can figure out how to wrap your head around it, you...